Frequently Asked Questions
-
What is Stamp Duty?
Stamp Duty Land Tax (SDLT) is a tax paid when purchasing residential or commercial property or land in England.
The amount of Stamp Duty you pay is calculated using a tiered rate system, meaning different portions of the purchase price are taxed at different rates. The total payable depends on several factors, including:
Whether you are buying a freehold property
Whether you are purchasing a new or existing leasehold
Whether the property is bought through a shared ownership scheme
Whether land or property is transferred in exchange for payment (for example, taking on an existing mortgage or purchasing a share in a property)
Whether you already own other properties
Stamp Duty must be reported to HMRC and paid within 14 days of completion.
-
I have already received a partial refund of my Stamp Duty – can I still claim?
As long as you are within the 12 months from the completion of the property, we can submit a claim even if you have received a partial refund. Most purchasers know that they can claim back the additional 3% they paid for the additional property but very few purchasers know that they can claim for multiple dwellings or chattels.
We can revise the original claim and process another claim to include the further savings for either multiple dwellings or chattels.
-
What are the upfront fees and how much will the service cost me?
-
Why have I never heard of a Stamp Duty claim before?
Historically, specialist Stamp Duty Land Tax (SDLT) advice was typically provided by large tax advisory firms, primarily serving corporate clients and high-value transactions. The cost of engaging major tax practices often made this level of technical review less accessible to individual homeowners.
In recent years, independent SDLT advisory firms have emerged, providing focused, legislation-based reviews of residential transactions. This has made specialist analysis more accessible to private property owners who may not have previously sought a detailed technical review of their SDLT position.
It is important to note that SDLT claims are not “loopholes” or avoidance schemes. Any legitimate claim must be grounded in the legislation that was in force at the time of completion and supported by proper documentation and analysis.
Our role is to conduct a compliant, evidence-led review of your transaction to determine whether the original SDLT return accurately reflected the applicable law — and, where appropriate, submit a fully supported amendment to HMRC.
-
Is this tax evasion?
No. We do not support, promote, or facilitate tax evasion under any circumstances.
Our services are strictly limited to identifying and applying legitimate statutory reliefs and allowances that are clearly set out within UK Stamp Duty Land Tax (SDLT) legislation and HMRC guidance. Every case we handle is subject to a thorough, evidence-based review to ensure that any claim submitted is technically sound, properly documented, and fully compliant with the law.
Our role is to ensure that clients pay the correct amount of Stamp Duty — no more and no less — by accurately applying the reliefs and provisions that Parliament has enacted.
We do not condone tax evasion, artificial arrangements, or aggressive tax avoidance schemes. All claims are prepared and submitted in line with HMRC’s requirements and the Standards for Agents.
